This wonderful ritual whose chief boon is riddance from generations of poverty. For a middle class family person this could be the golden opportunity of striking it rich, that he or she might have been looking for.
To those acquainted with religious rituals this should not come as a surprise, for Ganapati worship has always formed an important part of Laxmi Sadhanas.
Actually Lord Ganpati's blessings are capable of bestowing both Bhog (worldly pleasures) and Moksh (spiritual attainments) on an individual. Sadhana of Mahaganpati aims at neutralizing all sins and evils of one's past lives so as to make one eligible for enjoying wealth, prosperity and all pleasures in life to the fullest, thus paving the way for total fulfillment’s and ultimately spiritual elevation. Following benefits surely accrue through this Sadhana.
The best day for this ritual would be Ganesh Chaturthi or a Wednesday. Early morning have a bath and wear yellow clothes. Sit on a yellow mat facing East. Cover a wooden Seat with yellow cloth. On it place a Paarad Ganapati in a plate. Pray to the Guru thus--
Guru Brahma Guru Vishnu Guru Devo Maheshwarah, Guru Saakshaat Par-Brahma Tasmei Shree Gurave Namah.
Next chanting Aum Ganeshaay Namah bathe the Paarad Ganapati with pure water, milk, curd, ghee, sugar, honey and water in this order. Wipe it dry and place it in a separate plate on which a Swastik has been inscribed with vermilion paste.
Offer Vermilion, unbroken rice grains, incense, Laddoos to the deity. Light a ghee lamp. Next make a mound of rice grains and on it place Mangaldaayika. Then with a Yellow Hakeek rosary chant 21 rounds of this Mantra.